Get a free cash check

You did the work.
We make sure you get paid for it.

Invoice chasing and cash flow forecasting built for subcontractors. CIS deductions, retentions, staged payments — we handle the lot, for a fixed monthly price.

Get a free cash check →

No contracts. Cancel any month. Works with Xero, QuickBooks or your spreadsheets.

83 daysaverage wait to get paid in construction — the worst of any UK industry
77%of subcontract projects are paid late
5% retentionsare the most commonly forgotten money in a subbie's forecast

Pick your plan

Fixed prices. No hourly rates, no surprises. Everything is done remotely by email — you never have to sit in a meeting.

Chaser

£195/month + VAT
  • Every overdue invoice tracked
  • Professional chase emails sent for you, weekly
  • Monthly statement runs to all your contractors
  • A simple weekly list: who owes what, and what we did about it
Start with Chaser

Full Books

£495/month + VAT
  • Everything in Chaser + Forecast
  • Monthly profit report by job
  • "Should I take this job?" checks before you price work
  • Quarterly review of margins, overheads and pricing
Start with Full Books

One-off job: 13-week cash flow forecast built for you — £450 + VAT, delivered in 5 working days.

Does it pay for itself? Usually many times over. Nearly 1 in 5 small firms end up writing off unpaid invoices — avoiding one £2,400 write-off covers a year of Chaser. And the free cash check shows you exactly what's overdue and at risk before you spend a penny, so you can do the maths yourself.

How it works

Set up in under a week. About 20 minutes of your time, then we run it.

1Free cash check

Email us. We'll look at your aged debtors and tell you — free — how much is overdue and what we'd chase first.

2Connect your books

Give us read-only access to Xero or QuickBooks, or just send your invoice spreadsheet. That's the hard part done.

3We chase & forecast

Chase emails go out under your company name. Your forecast updates weekly. You get one clear email a week.

4You get paid

Money lands sooner, retentions stop being forgotten, and you know exactly what the next 13 weeks look like.

Straight answers

Xero already sends reminders for me

A template reminder with no follow-up is the easiest thing in an accounts inbox to park — research shows personalised, escalating chasing is what actually gets actioned, and adding statement runs and a second channel raises the chance of payment sharply. That's the difference between a reminder and credit control. We run the latter, under your name.

Will you upset my contractors by chasing them?

No. Chasing is done politely and professionally, under your company name, using proven wording. Contractors pay the subbies who chase properly — it's the quiet ones who wait 83 days.

Are you accountants?

We're a cash flow and credit control service, not your accountant, and we don't do your tax. We work alongside your accountant — they'll thank us for tidying your debtors.

What if I just use spreadsheets?

Fine. Send us what you have — even a photo of your invoice book. We'll build the tracker for you as part of setup.

Do I have to get on calls?

No calls needed, ever. Everything runs by email. Most of our clients prefer it that way — you're on site, not at a desk.

Am I tied in?

No contracts. Monthly rolling, cancel whenever. If we're not getting you paid, we don't deserve your money.

Free cash check — no strings

Email your aged debtors report (or just your invoice list) and we'll reply within one working day with what's overdue, what's at risk, and what we'd chase first.

hello@tradecashflow.co.uk